The objective of this study is to determine which demographical and financial features affect consumer credits risks of Turkish households aftermath the 2008 global financial crisis. Our analyses are built on the data from Turkish Statistical Institute (TURKSTAT) on an unbalanced panel of 13,979 households between the years 2008 and 2012. We apply our estimations on two stages. First we use logistic regressions to detect which features are likely to lead to default. Second we make robustness test with Survival Cox Analysis and evaluate the impacts of these features again. Our verified results show that the features that affect the default are; household income, volatility of the household income, being a home owner, age, education and gender.